Insurance, a word that gives us the feeling of safety and security. As adults, we all come across so many ad campaigns about various types of insurances. This can be property insurance, Life Insurance, body part insurance, etc. Car insurance is one such type of insurances that makes sure that when you need your money you can easily claim it back. If you are a car lover who wants to save guard your little four-wheeler from future accidents, unwanted theft, or any other such emergency, you should definitely consider getting car insurance. The question that arises is that ประกันรถยนต์ชั้น 1 คุ้มครองอะไรบ้าง ?
We have already mentioned some of the reasons and incidences when you can claim back your car insurance. But just to have a closer look, let’s study it in detail. The answer to the question of ประกันรถยนต์ชั้น 1 คุ้มครองอะไรบ้าง has basically five most important coverage options. They are mentioned below.
Liability coverage
the word liability means responsibility. But in the case of car insurance, you will be able to avail your car insurance when you are not responsible for the damage that is done to your car. Once you prove that you are in no way at fault for the accident that happened, you can easily claim your car insurance.
Collision coverage
after claiming your collision coverage, your insurance company will be responsible for providing you the cost of your car repairs. But if the cost of the repairing of the car is higher than the car’s actual value, then you will be provided a sum of money that will be equal to the current market value of the car.
Personal injury coverage
as the name suggests, it will be about your personal injury and wounds in an accident. It generally includes the medical bills of both the driver and other passengers of the vehicle regardless of who was at fault for the accident.
Comprehensive coverage
Lastly, the comprehensive coverage will include all the risk factors associated with the accident. It will generally involve everyone from the vehicle to the driver to the passengers to the third-party vehicle driver, its passengers., and also its properties. In addition to this, it will handle the expenses that are caused due to nonliving factors like weather damage such as that in case of thunderstorms, an unexpected fire outbreak, and also in case of theft and robbery of your car.
I hope all these things cleared out your doubts about ประกันรถยนต์ชั้น 1 คุ้มครองอะไรบ้าง? Happy driving!
